If you are looking for an apartment to rent in Raleigh NC but you have bad credit, a prior broken lease, a bankruptcy or even a felony or misdemeanor, you may be very well be denied. This is the frustration that is facing many people who propose to look for apartment housing in the largest city in NC without good credit scores or rental history. In the last few decades, apartment complexes have tightened their qualification requirements for new tenants and are not insisting on near-perfect credit before processing an approval.
The fact that you have poor credit or a problematic rental history does not automatically mean that every single apartment in Raleigh will disapprove you; but it does mean that things will be tougher for you in way of finding an accommodating leasing manager. You may have to search harder and longer and many applicants in this category actually end up giving up. If you are in Raleigh and are looking for decent apartment units but your credit is less than flattering, here are a few places to look:
As we mentioned, if you search diligently enough, there will be an apartment or two that will be willing to work with you. These are usually termed “second-chance apartments” and they do exist throughout the city but are hard to find mainly because they do not advertise. Their lack of willingness to advertise is solely because they want to keep their reputation as safe housing communities which accept only the best quality applicants.
One way of finding these types of apartments is to utilize the Internet. The Net has plenty of search results if you are looking for apartments with bad credit in Raleigh. Again you may have to go beyond just a casual search and dig deep. Apartment locators can also be helpful especially nowadays when most of them charge nothing to help you locate an accommodating unit. They may know a place or two where the chances are high you will get approved.
Remember also that even if you do locate an apartment that agrees to work with you, there will be basic requirements to meet. One of them is that you must have a job for at least 6 months. Your income must also be 3 or more times higher than your rent and finally, you may be asked to succumb to a background check to see whether there are any serious felonies in your record.